Keyword: that are fee based generally charge an hourly rate, a flat fee or a percentage of the assets under management. if a planner works on commission, you will want to find out what the approximate percentage of the investments or premium they will receive on your stocks and bonds, mutual funds, annuities, insurance products and other investments. Financial Planners Perth will also recommend certain products and services. you will want to be aware of any business affiliations the Financial Planners Perth have with the companies providing these products and services, including any compensation from the companies to the planner. also ask is whether the Financial Planners Perth are acting as a fiduciary or if there are any potential conflicts of interest the planner may have when recommending certain products.